/* ===== MoneyPilotAI design system ===== */
:root{
  /* dark brand surfaces */
  --ink:#0A0A14; --surface-dark:#11131C; --surface-dark-2:#15151F; --footer:#07070E;
  --text:#EAEAF5; --text-2:#B4B4CB; --muted:#7A7A92;
  --hair-dark:rgba(255,255,255,.11);
  /* light reading surfaces */
  --paper:#FFFFFF; --paper-2:#F7F8FB; --tint:#F6F5FF;
  --ink-head:#0A0A14; --body:#3A3F4A; --muted-light:#8A8FA0;
  --hair-light:#ECECF4;
  /* accents */
  --violet:#6D5EF8; --violet-2:#9D8CFF; --cyan:#28C8F5; --star:#F4B400;
  --grad:linear-gradient(90deg,#6D5EF8,#28C8F5);
  /* shape */
  --r-card:12px; --r-pill:20px; --r-btn:9px;
  --maxw:1100px; --read-maxw:720px;
  --font-head:'Space Grotesk',system-ui,sans-serif;
  --font-ui:'Sora',system-ui,sans-serif;
  --font-body:'Inter',system-ui,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--font-body);background:var(--ink);color:var(--text);-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
.container{max-width:var(--maxw);margin:0 auto;padding:0 24px}
.eyebrow{font-family:var(--font-ui);font-size:.72rem;letter-spacing:.16em;text-transform:uppercase;color:var(--violet-2);font-weight:600}
.grad-text{background:var(--grad);-webkit-background-clip:text;background-clip:text;color:transparent}
.btn-grad{font-family:var(--font-ui);font-weight:600;background:var(--grad);color:#fff;border:none;border-radius:var(--r-btn);padding:10px 18px;cursor:pointer}
.pill{font-family:var(--font-ui);font-weight:600;background:var(--grad);color:#fff;border-radius:var(--r-pill);padding:7px 16px;font-size:.8rem}
.section{padding:40px 0}
.section-label{font-family:var(--font-ui);font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);display:flex;justify-content:space-between;align-items:center;margin-bottom:18px}
.section-label a{color:var(--violet-2)}
/* ===== nav ===== */
.nav{position:sticky;top:0;z-index:50;background:rgba(10,10,20,.85);backdrop-filter:blur(10px);}
.nav-inner{display:flex;align-items:center;justify-content:space-between;padding:14px 24px;max-width:var(--maxw);margin:0 auto;position:relative}
.nav-inner::after{content:"";position:absolute;left:0;right:0;bottom:0;height:1px;background:linear-gradient(90deg,transparent,rgba(109,94,248,.5),rgba(40,200,245,.5),transparent)}
.nav .logo{height:26px}
.nav-links{display:flex;gap:20px;font-family:var(--font-ui);font-size:.85rem;color:var(--text-2)}
.nav-links a:hover{color:var(--text)}
.nav-toggle{display:none;background:none;border:none;color:var(--text);font-size:1.4rem}
/* ===== footer ===== */
.footer{background:var(--footer);border-top:1px solid var(--hair-dark);margin-top:40px}
.footer-inner{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:16px;padding:28px 24px;max-width:var(--maxw);margin:0 auto}
.footer .logo{height:22px}
.footer-links{display:flex;gap:18px;font-family:var(--font-body);font-size:.8rem;color:var(--muted)}
.footer-links a:hover{color:var(--text-2)}
@media(max-width:760px){
  .nav-links{display:none}
  .nav-toggle{display:block}
}
/* ===== article header (dark) ===== */
.article-header{background:
  radial-gradient(120% 140% at 80% -10%, rgba(109,94,248,.45), transparent 55%),
  radial-gradient(100% 120% at 0% 120%, rgba(40,200,245,.30), transparent 55%), var(--ink);
  padding:48px 0 44px}
.article-header .container{max-width:var(--read-maxw)}
.crumb{font-family:var(--font-ui);font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;color:var(--violet-2);font-weight:600}
.article-header h1{font-family:var(--font-head);font-weight:700;font-size:2.4rem;line-height:1.12;letter-spacing:-.02em;margin:14px 0 16px}
.byline{display:flex;align-items:center;gap:10px;font-size:.85rem;color:var(--text-2)}
.byline .avatar{width:30px;height:30px;border-radius:50%;background:var(--grad)}
/* ===== article body (light) ===== */
.article-body{background:var(--paper);color:var(--body)}
.article-body .container{max-width:var(--read-maxw);padding-top:36px;padding-bottom:44px}
.article-body p{font-size:1.05rem;line-height:1.75;margin:0 0 18px}
.article-body h2{font-family:var(--font-head);color:var(--ink-head);font-size:1.5rem;margin:30px 0 12px}
/* ===== affiliate comparison box ===== */
.affbox{border:1px solid var(--hair-light);border-radius:var(--r-card);overflow:hidden;margin:22px 0}
.affbox .head{background:var(--tint);padding:12px 16px;font-family:var(--font-head);font-weight:600;font-size:.95rem;color:#4B3FC9;display:flex;align-items:center;gap:10px}
.affbox .badge{font-family:var(--font-ui);font-size:.65rem;background:var(--grad);color:#fff;padding:3px 10px;border-radius:var(--r-pill)}
.affrow{display:flex;align-items:center;gap:14px;padding:14px 16px;border-top:1px solid var(--hair-light)}
.affrow .ic{width:40px;height:40px;border-radius:10px;background:linear-gradient(135deg,#eef0ff,#e6f8ff);flex:none}
.affrow .info{flex:1}
.affrow .info .n{font-weight:700;color:var(--ink-head)}
.affrow .info .d{font-size:.8rem;color:var(--muted-light)}
.affrow .stars{color:var(--star);letter-spacing:1px}
.affrow .go{font-family:var(--font-ui);font-size:.78rem;font-weight:600;color:#fff;background:var(--ink);padding:11px 14px;border-radius:var(--r-btn)}
@media(max-width:560px){.affrow{flex-wrap:wrap}.affrow .stars{order:3}}
/* ===== ad slot ===== */
.ad{margin:24px 0;border:1px dashed var(--hair-light);border-radius:10px;min-height:90px;display:flex;align-items:center;justify-content:center;font-family:var(--font-ui);font-size:.75rem;color:var(--muted-light)}
.ad.dark{border-color:var(--hair-dark);color:var(--muted)}
/* ===== newsletter CTA ===== */
.newsletter{border-radius:14px;padding:26px;color:#fff;background:radial-gradient(120% 140% at 100% 0%, var(--violet), var(--cyan));margin:26px 0}
.newsletter h3{font-family:var(--font-head);font-size:1.3rem;margin:0 0 6px}
.newsletter p{margin:0 0 14px;font-size:.9rem;opacity:.95}
.newsletter form{display:flex;gap:8px;flex-wrap:wrap}
.newsletter input{flex:1;min-width:180px;border:none;border-radius:var(--r-btn);padding:11px 14px;font-size:.9rem}
.newsletter button{border:none;border-radius:var(--r-btn);padding:11px 18px;font-family:var(--font-ui);font-weight:600;background:var(--ink);color:#fff;cursor:pointer}
/* ===== related posts ===== */
.related{background:var(--paper-2);padding:32px 0}
.related .grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.card-light{background:#fff;border:1px solid var(--hair-light);border-radius:var(--r-card);overflow:hidden}
.card-light .thumb{height:120px;background:linear-gradient(135deg,#eef0ff,#e3f7ff)}
.card-light .t{font-family:var(--font-body);font-weight:600;color:var(--ink-head);padding:12px 14px;line-height:1.3}
@media(max-width:760px){.related .grid{grid-template-columns:1fr 1fr}}
@media(max-width:480px){.related .grid{grid-template-columns:1fr}}
/* ===== hero ===== */
.hero{text-align:center;padding:60px 0 48px;background:
  radial-gradient(120% 130% at 85% -20%, rgba(109,94,248,.5), transparent 55%),
  radial-gradient(110% 130% at -10% 120%, rgba(40,200,245,.32), transparent 55%), var(--ink)}
.hero h1{font-family:var(--font-head);font-weight:700;font-size:3rem;line-height:1.08;letter-spacing:-.025em;margin:14px auto;max-width:640px}
.hero p{font-size:1.05rem;color:var(--text-2);max-width:460px;margin:0 auto 20px;line-height:1.55}
.hero form{display:flex;gap:8px;max-width:420px;margin:0 auto;flex-wrap:wrap}
.hero input{flex:1;min-width:200px;border:1px solid var(--hair-dark);background:rgba(255,255,255,.05);color:#fff;border-radius:var(--r-btn);padding:12px 14px;font-size:.95rem}
.hero .trust{font-size:.8rem;color:var(--muted);margin-top:12px}
/* ===== category chips ===== */
.chips{display:flex;gap:10px;flex-wrap:wrap;justify-content:center;padding:8px 24px 0}
.chips a{font-family:var(--font-ui);font-size:.85rem;color:var(--text-2);border:1px solid var(--hair-dark);padding:10px 16px;border-radius:var(--r-pill)}
.chips a:hover{color:var(--text);border-color:var(--violet)}
@media(max-width:560px){.hero h1{font-size:2.1rem}}
/* ===== featured ===== */
.featured{display:grid;grid-template-columns:1.5fr 1fr;gap:18px}
.lead{border:1px solid var(--hair-dark);border-radius:var(--r-card);overflow:hidden;background:var(--surface-dark)}
.lead .img{height:200px;background:linear-gradient(135deg,rgba(109,94,248,.6),rgba(40,200,245,.4));position:relative}
.lead .img .tag{position:absolute;top:12px;left:12px;font-family:var(--font-ui);font-size:.7rem;background:rgba(10,10,20,.6);color:var(--violet-2);padding:4px 11px;border-radius:var(--r-pill);backdrop-filter:blur(6px)}
.lead .tx{padding:16px 18px}
.lead h2{font-family:var(--font-head);font-size:1.4rem;line-height:1.18;margin:0 0 8px}
.lead p{color:var(--text-2);font-size:.9rem;margin:0;line-height:1.5}
.stack{display:flex;flex-direction:column;gap:14px}
.stack .row{display:flex;gap:12px;align-items:center}
.stack .th{width:64px;height:54px;border-radius:8px;background:linear-gradient(135deg,rgba(109,94,248,.4),rgba(40,200,245,.3));flex:none}
.stack .k{font-family:var(--font-ui);font-size:.65rem;letter-spacing:.08em;text-transform:uppercase;color:var(--violet-2)}
.stack .n{font-weight:600;color:var(--text);line-height:1.3}
/* ===== rail ===== */
.rail{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.card-dark{border:1px solid var(--hair-dark);border-radius:var(--r-card);overflow:hidden;background:var(--surface-dark)}
.card-dark .img{height:96px;background:linear-gradient(135deg,#1a1c28,#23202f)}
.card-dark .tx{padding:12px}
.card-dark .k{font-family:var(--font-ui);font-size:.62rem;letter-spacing:.08em;text-transform:uppercase;color:var(--cyan)}
.card-dark .n{font-weight:600;color:var(--text);line-height:1.3;margin-top:4px}
@media(max-width:860px){.featured{grid-template-columns:1fr}.rail{grid-template-columns:1fr 1fr}}
@media(max-width:480px){.rail{grid-template-columns:1fr}}
/* ===== category header (dark) ===== */
.cat-header{background:
  radial-gradient(120% 140% at 80% -10%, rgba(109,94,248,.4), transparent 55%), var(--ink);
  padding:48px 0 40px;text-align:center}
.cat-header h1{font-family:var(--font-head);font-size:2.4rem;margin:8px 0 8px}
.cat-header p{color:var(--text-2);max-width:520px;margin:0 auto}
/* ===== listing layout (light) ===== */
.listing{background:var(--paper-2)}
.listing .container{display:grid;grid-template-columns:1fr 300px;gap:28px;padding-top:32px;padding-bottom:44px}
.post-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.post-card{background:#fff;border:1px solid var(--hair-light);border-radius:var(--r-card);overflow:hidden}
.post-card .img{height:150px;background:linear-gradient(135deg,#eef0ff,#e3f7ff)}
.post-card .tx{padding:14px 16px}
.post-card .k{font-family:var(--font-ui);font-size:.62rem;letter-spacing:.08em;text-transform:uppercase;color:var(--violet)}
.post-card h2{font-family:var(--font-head);color:var(--ink-head);font-size:1.05rem;line-height:1.25;margin:6px 0}
.post-card p{color:var(--muted-light);font-size:.82rem;margin:0}
/* sidebar */
.sidebar{display:flex;flex-direction:column;gap:20px}
.widget{background:#fff;border:1px solid var(--hair-light);border-radius:var(--r-card);padding:16px}
.widget h4{font-family:var(--font-head);color:var(--ink-head);font-size:1rem;margin:0 0 12px}
.widget .pop{display:flex;gap:10px;align-items:center;margin-bottom:10px}
.widget .pop .th{width:48px;height:40px;border-radius:6px;background:linear-gradient(135deg,#eef0ff,#e3f7ff);flex:none}
.widget .pop .n{font-size:.82rem;font-weight:600;color:var(--ink-head);line-height:1.25}
.widget.newsletter{background:radial-gradient(120% 140% at 100% 0%, var(--violet), var(--cyan));color:#fff;border:none}
.widget.newsletter h4{color:#fff}
.newsletter--stack form{flex-direction:column}
.newsletter--stack p{font-size:.85rem;opacity:.95;margin:0 0 12px}
.newsletter--stack button{background:var(--ink)}
@media(max-width:860px){.listing .container{grid-template-columns:1fr}.post-grid{grid-template-columns:1fr}}
.nav-links.open{display:flex;position:absolute;top:100%;left:0;right:0;flex-direction:column;background:var(--ink);padding:16px 24px;gap:14px;border-bottom:1px solid var(--hair-dark)}